Are you thinking about loaning your car or van? Visit one of our locations today for a smooth vehicle loan process with Fla-Pawn today.
How to get a vehicle loan with Fla-Pawn
A vehicle loan turns your car into cash
We provide vehicle pawn loans on many vehicles, including cars, trucks, RVs, vans, motorcycles, select stores, and more.
You can get cash right away and leave your vehicle with us as collateral. Your vehicle will be securely stored in our facility, until your loan is paid and you collect the vehicle. We offer extensions and renewals, where permitted by law, for greater flexibility too.
How to get a vehicle loan
- Bring your vehicle
- Bring your vehicle and clear title to one of our Fla-Pawn stores along with a valid government-issued photo I.D.
- Get a free appraisal
- A knowledgeable member of our team will appraise your vehicle.
- Get the cash instantly
What do we look for in a vehicle?
We look at different factors when appraising a vehicle. Fla-Pawn makes a point to ensure a trustworthy process in order to provide the fairest prices. Although there are many factors to consider, Fla-Pawn does its best to cover all the bases. Here are the main things we take into consideration when considering a vehicle for a loan:
The brand of a vehicle is one of the first and most important things we consider for vehicle loans. Certain car brands really push up the loan value. For example, luxury cars tend to last longer than a regular mini-van, Japanese or German-made vehicles tend to have better quality parts. There are definitely brands that are higher in value regardless of their age, model, and make.
The loan you can get also depends on the model of your vehicle. Some models are more valuable than others and can fetch a better price. The model’s value could be linked to how well it’s made, how much it originally sold for, or simply how popular that particular model is at the moment.
The age of your vehicle is a huge factor when it comes to pricing. Typically vehicles that are less than five years old can get an excellent price.
The distance your vehicle has travelled will also influence the price. The lower the distance, the higher the price.
Lastly, we consider the overall condition of the vehicle, both interior and exterior. Any dent, ding, stain, scratch, and history of accidents lower the value of your car.
Preparing your vehicle for a loan
The value of your vehicle goes up when we see that your car is in good condition. To make sure you get the best price possible, we recommend that you do the following, to make your vehicle as presentable as it can be:
- Get a car wash
- Detail the interior of your vehicle
- Have the oil and oil filter changed
- Top off all fluids
- Change the air filter
- Install new wiper blades
- Check and verify that all headlights, turn signal lights, brake lights, and tail lights are working
- Replace any burned-out lights
- Make sure all four tires and wheels match and are in decent shape
- Make sure you have your spare tire, car jack, and tire iron/lug nut wrench
Do you have any questions about what we consider when pricing your vehicle for a loan? Visit one of our locations today for more information.
What do you need to bring?
There are a couple of things you need to bring and prepare before bringing your vehicle to us. For a smoother transaction, have these things with you:
- Car title - Bring your original car title to get a pawn loan. Copies might not be accepted at specific locations.
- Verify that your car title is clear and free - Vehicles with existing loans are not eligible
If you are unsure about the documents you need to bring along with you, call one of our stores ahead of time for more information.
To make a transaction with Fla-Pawn, and meet the requirements to receive a loan you must:
- Be at least 18 years of age.
- Be a resident of the state.
- Have a verifiable source of income.
- Have a valid driver license.
If you do not meet these requirements, let us know by calling us or visiting one of our locations to discuss how we can still make an offer.
Get a vehicle loan today with Fla-Pawn!
Get a fair price for your vehicle when dealing with Fla-Pawn. Not only do we give the best prices, but we also ensure a smooth transaction, every single time.
Visit one of our locations today or call us for more information about getting a vehicle loan.